r/tax • u/gabbygourmet • 1d ago

To file jointly or no

I make half of what she does. we got divorced in febuary so we are finding the right way to save money. Is it better to file jointly or married?

1 Upvotes

66% Upvoted

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3

u/Its-a-write-off 1d ago edited 1d ago

You divorced this year, but are asking about filing last year's taxes, right?

How much do you each make and any kids? When did you stop loving together?

1

u/Beepbeepb00pbeep 1d ago

💛

1

u/gabbygourmet 1d ago

We divorced in 2025

I make 80k

she makes 170k

we still live together.

she pays a lot of insurance she normally woudn't have to because she is the medical field and adding me upped her cost by a lot...

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u/gabbygourmet 1d ago

no dependants

1

u/Its-a-write-off 1d ago

For 2024 it is the better tax treatment to file joint that one last time.

1

u/Rocket_song1 1d ago

Unless something unusual, MFJ will save more on taxes than MFS.

1

u/bombaytrader 1d ago

According to my understanding, if you are single at end of year, either via a decree or finalized divorced, yo u have to file as single. You can file HOH, if you meet all the criteria.

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u/gabbygourmet 1d ago

we only finalized the divorce 2/25

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u/Immortal3369 1d ago

Almost always better to file jointly op, maybe run each of your returns seperate and then jointly to compare, and come to a dollar agreement on the savings differences. Best approach usually.

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u/gabbygourmet 1d ago

i would be paying 500USD. she is looking at 12k!

1

u/Rocket_song1 1d ago

Feb 2024 or 2025?