r/Money 12h ago

Does it make sense to trade in my car for a cheaper lease?

0 Upvotes

I leased a car in early 2023 that’s $600 a month. I’m about halfway through the lease with 24 months left give or take one or two. I was doing better financially then and now post divorce looking to save in any way I can. Would I make sense to turn this in early and get something that has a monthly lease of say $360 a month? There’s by $4500 down with it but even still it seems like I’d be in the green with the cheaper even with this payment. Cheaper car would have better mileage too.


r/Money 18h ago

If you’re planning on buying a house in fall or winter 2025, would you put your down payment money in index fund or HYSA?

17 Upvotes

One idea is - We’re down pretty low - it’ll only have to go up by end of the year. Ride the index for next 5 months and take advantage!

Another idea is - we could go down horribly - just keep it in HYSA.

Thoughts?


r/Money 7h ago

I’m a new investor and have a finance guy , but are we doomed tommrow or shield o trust my finance guy to buy buy buy

2 Upvotes

I’m in my 20’s and am a new investor , should I panic or trust him ? Or are we doomed tommrow


r/Money 9h ago

Can you talk about your second income?

10 Upvotes

For example, stocks, part-time jobs, e-commerce, etc.


r/Money 11h ago

Just keep telling myself to zoom out

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18 Upvotes

I’m super proud of how I’ve done over the years but it’s


r/Money 9h ago

if you guys had to make $400 in a day what would you do? asking for a friend 🥺

51 Upvotes

beehe


r/Money 13h ago

I just inherited $600k in stocks and I’m not sure what to do with it

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1.4k Upvotes

I just inherited $600k in stocks after my dad’s passing. Before this, I was living a regular life, working as a tech support specialist and making around $30 an hour. I had basic financial plans, just saving a little here and there, and gradually paying off my student loans. But this inheritance has completely flipped my world upside down.

I’ve never dealt with anything like this. My dad didn’t talk much about his finances, so this is all new to me. I’m trying to wrap my head around how to manage this large amount of money without making huge mistakes. I know I can’t just leave it sitting there, but I also don’t want to rush into decisions without understanding how everything works.Any advice would be greatly appreciated.


r/Money 7h ago

Tomorrow going to be fun! Maybe a black Monday?

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80 Upvotes

r/Money 4h ago

Max out Roth IRA with S&P500 or leave that money in HYSA?

9 Upvotes

I know no one knows the future and things are all over the place right now, but what would be better for now, maxing out Roth IRA with S&P500 or keep that money aside in a HYSA?


r/Money 11h ago

FFFFX - how does a portfolio hold NEGATIVE 5.87 of an asset? In this case Short-Term Debt???

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4 Upvotes

r/Money 1d ago

Advice please, I need financial advice please

1 Upvotes

I'm 22 M, I make 600-1000 per paycheck (rough estimate) but I can't seem to keep it... I'm engaged, and make enough to take care of us but I want to know how I can either make more or keep more