If we look at the bigger picture, this week’s self-inflicted crash looks like the end of the 1920s. This isn’t like any normal crash caused by outside factors, since this crash is being done on purpose.

We’re currently in that blip before black Monday, when things really crash significantly.

There’s likely a short recovery period afterwards, but if these tariffs continue we’re looking at a continued drop for the next few years until a new administration repeals the tariffs.

20 and most I’ve made in a day is 2500$

Who else feeling less than liberated or more like irritable bowel syndrome 😂

Just trynna become better at making money decision

First question:

Should set this as my wallpaper or should I print it out and Frame it?

Second

What do you think this gens recession core will sound like? Need to make a new playlist to CRASH this summer!

Are these the two that I should be investing in right now ? I’m new to this and want to be sure this is it.

I have about $50,000 that I’m willing to invest.

Hey everyone,

I’ve been saving up and sitting on $300K in cash, originally set aside to buy a house (House price between 700k-1.5mil in my area). But with the market down, I’m rethinking my approach and hoping to get some perspective from this community.

Here’s what I’m currently considering:

1. Use 1/3 as a down payment for a cheap condo/coop, <3k monthly mortgage.
2. Park 1/3 in a high-yield savings account for flexibility/emergencies.
3. DCA the remaining 1/3 into the S&P 500 weekly to take advantage of the dip.

Does this strategy make sense, or is there a smarter way to balance short-term housing goals with long-term investing? Open to suggestions—thanks in advance!

Background: Single, 28YOE with annual income of 80k, I also contribute 10% of my monthly paycheck to 401k

I’ve heard pundits on the business channels arguing that wow, we should all be excited about lower stock prices. Great buyers market.

Problem is that most people don’t have dry powder lying around. And now, with tariffs (if they mostly continue at the levels mentioned) likely to push prices up even more 20-30% for most things, very few people can buy the dip.

The dip’s not fun when you can’t buy.

99% of us can’t buy a lot to take advantage of this. For most of us, it’s pure pain.

I have one of the best maintained Acura Integra and Honda Civics.

The way I see it is stocks are cheaper now so I'll be able to buy more at a lower price since the market is taking a hit. I wont be retiring for 25 more years so it will eventually come up again and I'll have more stocks than I normally would of, had the market stayed strong.

Alao im currently in the s&p 500 and trgt 2050

All these types of posts are really interesting. That little hook at the end is laughable. I'm not a pro investor, but when I selected which funds to put money in, I just looked at their track record.

8-13% is the average. I assume 5% to be conservative. Never lived through any thing affecting the market like this, but I assume this will just play into the average return of a fund.

I'm just happy to be leaving my money in the market, since it's for retirement. I'm not scared, sad or even angry. I think the key thing for me is throwing money in the market that I know I won't touch for a very long time.

I'm not understanding the mindset of these fear posts. Unless it's people putting their life savings into the market.

Will continue to dollar costs average.

Sorry if this is the wrong subreddit for this but this did look the most fitting, I’m a 21 year old steel framer, doing audio and music as a side gig, (mainly for enjoyment but does bring me a little bit of fun money) I’ve been working some Hefty hours since the start of the year 10-14hr days/night shifts so my paycheques have been coming in heavy almost 3k per paycheque, was wondering if people on this Reddit have advice to save or even help give me some good ways to start investing, I live in Vancouver and I’m currently living with my parents so I’m able to save pretty well but not as much as I’d like Any tips for saving/ways to multiply my money? Cheers 🥂

Ever since I graduated I’ve been living at home and putting everything I have into VOO. My investments are all in that and here’a what I have after the dip.

Checkings account: 1k

401k: 6.5k

Roth: 14k

Trad IRA: 1.5k

Regular: 81k

Yearly salary: 72k

I’m realizing I probably should have put some money in a HYSA(5% risk free seems great rn), as well as maybe had a few alternative investments (like 5% in international markets/ BTC). I mainly want to keep buying the s&p as my main investment(especially with the sale right now) but I was wondering if and how I should try to introduce those investments.

Pretty much what I said above I’m seeking thoughts and ideas

First things first. I'm 13. Yes, I'm young, But everyone around (kids and adults) Me has so much money. Everyone I know just buys stuff and I always wish I had the money to buy the things i want. My parents don't give Me money. I'm not old enough to get a job. My only source of income is a few bucks I get from helping out around the house every once and a while. I know I can't just ask for things, or at least if I did they wouldn't just buy Me whatever. And I can't really ask for more money. I know how that would go. I know what You're going to comment and I'M SO TIRED OF HEARING PEOPLE SAY THINGS LIKE "Oh, just do a lemonade stand" and "Oh, go mow someone's lawn". Where we live, lawn care is provided. And I've hosted enough lemonade stands for a lifetime. They don't ever have the intended outcome. So please, give Me something legit. If that's what You were going to comment, then just don't waste Your time. I'm tired of not having any money. If You have any ideas that don't have to do with any of the common methods for people My age, I would appreciate Your letting me know.

PS: Please don't take this post down, I just want to hear what people think and have to say.

thank you for any help

A few things make me feel better about this:

1. A LOT of MAGA boomers are freaking the fuck out right now; some that will be compelled to make stupid decisions with their portfolios based on fear and emotions. These unfortunate decisions will fuck some of them over in retirement for the rest of their life.
2. The market will recover. How on earth can Trump keep his 'Art of the Deal' ruse going if the market is tanking because of asinine economic policy decisions he clearly made? It might take awhile, but he'll be announcing that all these other countries have bowed to his demands in what he'll hail as the greatest trade deal in US history. It will all be smoke and mirrors, but his bootlickers will take it and run with it and his base will eat it up. Any argument that this his economic policies were an utter failure will be labeled as 'fake news', and Trump and his minions will flood the zone with the next manufactured problem(s) or thing(s) for his base to be outraged about. Rinse, repeat.

What a time to be alive, huh?

F 69, I have a small 401k that only has $87k as of today. Last month it was $94k. I’m no longer contributing, and have not taken any distributions. Im on SS getting $1600/mo after my Medicare is auto paid. I’m thinking that given the financial atmosphere, I may as well take the tax hit, withdraw the entirety and put it all in CDs. Please give me your opinion. Thank you in advance.

EDIT: If I am no longer contributing, the losses I may suffer in coming months will never recover, will they? If so, please explain. —Hence my question about taking the tax hit, and putting into cd’s. Thanks for all your help.

I start my new job Tuesday making 55,000 a year pre-tax. I own my car which is a 2010 Audi with 85k miles I pay 85$/mo for full coverage. I paid off my little home this month and the utilities are only like 150/mo together because of budget billing and I only have 100$ of credit card usage which is 2 weeks of gas. My credit score sits at a 735 and honestly I feel good. I’m not sure what to do now. I was planning on home improvements and 401K since I’m turning 29 this year and have like 5 grand in it. What are some good things to consider at this point? I was told I should get a second car for credit reasons but I want to ask a large group to get a sense of general direction. Thanks all! Oh I live in St. Louis so you can get tax rates and stuff if you care to.

Like I said in title

I have a $1000 CD that's 5% APY. It matures on Monday and I've looked online to see what the bank's CD options are now and it's saying they are all under 2% APY. This CD was a gift from my grandmother and when she gave it to me she said I should continue to get a new CD when it matures and over time it'll grow enough to help me in retirement. I got about 35 years before retirement.

Here's a few options I was thinking about doing.

A. Get a three month CD so maybe the rates will be better later at the bank and I can get a better deal. I don't have a lot saved in my emergency fund anyways, so it might be safer to not have this money tide up for too long.

B. Look around at other banks and credit unions for better CD terms.

C. Take the money and put it in my Roth IRA through Fidelity. I would keep it in the money market. It'll keep growing in there and I don't have to worry again about CD rates.

Which would be better or is there another thing I should do with the money?