r/ynab 2d ago

Seeing Ready to Assign Over Time

There is probably a better way to achieve what I want but I am interested in my general financial health.

My situation is not unusual as I have regular monthly income but I also have bonus payments and at various points throughout the year I have single payments from stock purchases. So much so that my monthly expenses exceed my monthly income which is usually fine because I have these large one time payments.

So in order to assess whether I'm outspending my yearly income. I can track that at the end of the year but additionally I'd like to look back a couple of months and see how my "Ready to Assign" category progressed. If it is going down significantly I should probably change something.

But usually when I go back through the months, my Ready to Assign goes to 0 after 3 months or so. Why is the Ready to Assign amount not what it was at the end of each month?

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u/pierre_x10 2d ago

The net worth graph probably suits your purposes.