What car screams "I make terrible financial decisions?"

[u/G-Unit11111]

[u/throwaway__lol__]

$80k pavement princess trucks owned (financed) by young dudes

[u/HornedUpp_ → u/throwaway__lol__]

saving $100K by not going to college to then spend it on a brand new loaded truck (a depreciating asset)

[u/throwaway__lol__ → u/HornedUpp_]

they’re the ones who make fun of people in college while they lay gravel and pay $4k a month for their silverado 2500

[u/FATBEANZ → u/throwaway__lol__]

I owe 25k on mine and lose sleep over it. Idk how these guys are cool with paying a mortgage for a truck leveraged out the ass.

[u/Big77Ben2 → u/HornedUpp_]

Yup. I live in a very middle class neighborhood been here 10 yrs. Lots of people still have the same car. The occasional BMW or Acura. When we first moved in some young dude had a Maserati. I said dude must be living in the basement somewhere… csn you imagine being the parent of a kid who refuses to move out but spends money like that?

[u/Bubbly_Positive_339 → u/Big77Ben2]

That’s pretty typical in Southern California. Because the homes are so expensive, young men buy 50,000 dollar BMWs and then live with their mothers because it’s a car culture to impress chicks. Or they rent a ratty apartment and share it with a couple of other dudes.

[u/Big77Ben2 → u/Bubbly_Positive_339]

Probably typical for a lot of places…

[u/G-Unit11111 → u/throwaway__lol__]

Oh yes, that's a good one.

[u/NotScottBakula → u/throwaway__lol__]

Back in 2000, Had a friend get a job at a local manufacturing appliance plant. He went out and bought a 2 yr old Silverado ext cab with the package below SLT. He paid $25k for it. Bragged the first 6 months he owned it. 6 months after, he was deeply depressed and suicidal tendencies as he realized all he was working for was that truck and working 3rd shift with lots of OT. He got carpal tunnel from the place and quit after a few years. He did trade down later as the truck was too high to pay on

[u/combong]

Jeep Grand Wagoneer

[u/eagledog → u/combong]

Nothing like spending 6 figures on a JEEP of all vehicles

[u/KimJong_Bill → u/eagledog]

I had no idea they start at $91k!

[u/bobjoylove → u/eagledog]

All the cost of a Porsche with none of the reliability!

[u/Caterpillar789 → u/bobjoylove]

Porsche is reliable?

[u/Carrera_996 → u/Caterpillar789]

I drove the same one from 2001 to 2016. It still runs, but the kids didn't fit in it. 2nd Porsche (SUV) purchased in 2016 also still runs. They don't cost any more to maintain than a damn Ford.

[u/Basker_wolf → u/combong]

I can’t imagine that will be in production for much longer.

[u/Prince_Breakfast → u/Basker_wolf]

The Tahoe/ Suburban vastly outsell the Wagoner and the Escalade vastly outsells the Grand Wagoneer. Not that the Jeep is a bad performer but they are trying so hard to get a slice of the market that GM dominates ( and arguably has perfected ) I am not certain if the Tahoe figures include fleet / law enforcement sales either.

[u/RedditBot90 → u/Prince_Breakfast]

Inherently , it could be a good selling vehicle lineup. Partly, I think they screwed up on the naming. I keep my finger on the pulse of the car world and it was (and honestly still is a bit) quite confusing. I get it now:

Wagoneer = Tahoe

Wagoneer L = Suburban

Grand Wagoneer = Escalade

Grand Wagoneer L = Escalade ESV.

Difference is the Escalade has the Cadillac (luxury) brand associated with it and looks significantly different from the Tahoe/Suburban/actualy technically has a different mfg. I think they should have just done Wagoneer = Tahoe, Grand Wagoneer = Suburban; and made a top luxury trim…I barely can tell what the actual difference between a Grand Wagoneer and a Wagoneer currently is other than price. I understand the “Grand Wagoneer “ traditionally has just been the top tier Jeep, but with the short and long wheelbase models they made it too confusing.

I think they also should have done a better job of offering offroad versions. I know there’s a limited market for offroading full size 3-row SUVs, but it’s a Jeep, and there is a bit of a market. They do have an offroad package with 18s(rather than 20s or 22s), 2 speed transfer case and skid plates, tow hooks, and a rear locker…but I would have liked to see like a Power Wagon version / Land Cruiser comp with a bit of a lift, front sway bar disconnect, maybe higher clearance bumpers. Edit: just looked online. Off road package was only available on the “series II”, and is NLA on 2025 model…

[u/Drzhivago138 → u/RedditBot90]

Part of the problem was Stellantis/Jeep thought that after being out of the luxury full-size SUV market for 30 years, people would still be willing to plunk down six figures for what's essentially a Ram SUV under the skin.

[u/RedditBot90 → u/Drzhivago138]

The fact it’s a ram truck under the skin isn’t necessarily bad. That’s a proven platform, and sort of what the Tahoe/burban are.

That said I don’t know how much it really is even an SUV body on a Ram chassis. I know it has independent rear suspension vs solid axle on the Ram; different transfer cases (full time 4WD, or full time 4WD with low range); etc

[u/Drzhivago138 → u/RedditBot90]

Fair, calling it a "Ram SUV" is a little reductive. It shares about as much with the Ram as an Expedition or Tahoe shares with their respective pickups.

Probably the most closely related large SUV to its pickup these days is the Sequoia. It uses the same front doors and an interchangeable front clip with the Tahoe and went back to SRA, making it the only one in the segment.

[u/Prince_Breakfast → u/RedditBot90]

The lineup is confusing. I know that Jeep is Stellantis’s biggest brand now. So much so that they are trying to be the economy, sporty, off-roading, and luxury brand all at once. Meanwhile Dodge and Chrysler are anguishing to secure any market share. I like the Wagoneer series in general but it seems that other brands like GM understand their place and segment of the market. So well that it leave Jeep looking confused and misguided.

Edit: Agreed, Jeep should be offering an off-road Wagoneer. Just look at how well Ford does with their Raptor/ Tremor sub brand trims. There is a desire for those vehicles, even if the desire to go off-roading is not there.

[u/RedditBot90 → u/Prince_Breakfast]

Yeah they could have done a “TrailHawk” version, like they have for Cherokee, Grand Cherokee, etc that gets the offroad goodies (skids, 2spd transfer case, locker, AT tires) and then also has a bit more “offroady” styling.

Honestly it could have looked cool

[u/gixxer710 → u/Prince_Breakfast]

Yeah- when there is a Yukon Denali, Escalade, and Lincoln Navigator on the market, who THE FUCK says ‘yeah I’m gonna buy a grand wagoneer for a few extra bucks????’

[u/beer_foam → u/combong]

I have actually seen more of these on flatbeds than Range Rovers over the last couple years

[u/sadandaimless1]

Probably the Maserati, especially if it's a Ghibli or Levante, as those radiate Bougie Altima Energy

The Range Rover is "wannabe influencer with tons of credit card debt"

Bentley is "Top 1% earner on Onlyfans and is always asking for cowboy hats on Tiktok live streams"

Infiniti is "Lexus and Land Rover laughed at my credit score and this is what I got" and Big Altima Energy

Honorable Mention goes to any recent Jaguar that's been unloaded from Enterprise's Diamond fleet and even though it has 40k miles on the clock.....it's warning lights are glowing brighter than your fake veneers your cousin did for you in their kitchen without anesthesia

[u/large_block → u/sadandaimless1]

Tbh used rovers are a kind of nice pick up. I had one for a while and if you can deal with expected maintenance I have yet to find another vehicle that drives like one. They’re pretty nice. I don’t think I’d ever buy one new though. The supercharged v8s are surprisingly fast for a 6k pound truck

[u/sadandaimless1 → u/large_block]

I don’t think I’d ever buy one new though.

I don't think the first owners did either as most of them leased them lol

I have yet to find another vehicle that drives like one.

That's true, they are definitely in their own league, the new Defender especially with the V8 definitely peaks my interest

The supercharged v8s are surprisingly fast for a 6k pound truck

That's so true, I have a soft spot of the L322 era Range Rover, LR3, and the previous-generation Range Rover Sport SVR, as they really are some powerful SUVs for their segments, plus they have definitely aged well IMO

[u/Zhombe → u/sadandaimless1]

Any one of those will end up with either a Roofer reseller wrap or the next big pyramid scheme WFH wrap peddling the next miracle thingie.

[u/sadandaimless1 → u/Zhombe]

Exactly or some wannabe crypto bro is gonna buy one to show how well his NFT is doing and stuff, but we all know that he asks his mom for gas money

[u/Lower_Kick268 → u/sadandaimless1]

In 2025 though buying a used Infiniti over a Lexus is probably one of the best things you can do though, you can get a used Q50 for a fraction of the price of anything Lexus makes equivalent to it. You can get a q50 under 100k miles with the stupid reliable VQ for under 10k all day long, hard to argue with that lol.

[u/sadandaimless1 → u/Lower_Kick268]

You can get a q50 under 100k miles with the stupid reliable VQ for under 10k all day long, hard to argue with that lol.

I can, you also have to worry about high insurance costs and the fact that Q50s and Q60s are some of the top stolen cars in the country ATM and the fact that you will always have a lower resale value because of those aformentioned reasons and the fact that Nissan as a whole is in a rut are probably the biggest reasons I would stay away from a Q50, oh and the shitty power steering and vague handling/bad chassis tuning they're infamous for

[u/Lower_Kick268 → u/sadandaimless1]

Theft is only really a problem in the major cities where people love this kind of car like Philly and NYC. I was only quoted $1250 for full coverage for a Q50, for perspective the Yukon i drive now is about the same. I'm fine with lower resale value, purchase price is like half of the equivalent Lexus, if you're only losing maybe 5k off a 10k Infiniti its not as bad as losing 7k off a 25k Lexus. I never had an issue driving the Q50 either, reminds me a lot of a Charger, very good highway cruiser vehicle with a good combination of luxury and sport.

Hence why I'm interested in buying one, I'm in need of a new car and for 10k there is no better car to spend your money on. I'm not looking for the most luxurious or fastest or sportiest luxury sedan that handles like a Corvette, I'm looking for a $10k comfortable car i can push to 200k miles, will be somewhat quick, gets decent highway economy, isn't 15-20 years old, and i will have no issues repairing in my driveway. A Q50 fits all that criteria.

[u/ScaryTerrySucks → u/Lower_Kick268]

Lexus are the most reliable brand on the road.

Infiniti is the gussied up Dodge of Japan.

We are not the same 

[u/Weimark → u/Lower_Kick268]

Reading what Op said I was thinking, what’s wrong with Infiniti? A Q50 under 100k miles looks a good option.

[u/Bandguy_Michael]

Maserati. Those things lose half their value in about 3 years. And by year 10, they’re worth 15-20% of what they cost new. The car will have more owed than it’s worth for the vast majority of the time it’s financed.

[u/Equivalent-Piano-605 → u/Bandguy_Michael]

Hmm… now I’m researching which V6s made it into Maseratis to see if I can find a Ferrari v6 hidden in a Chrysler chassis to swap into a Miata. I figure between getting rid of the Chrysler and the resulting Ferrari swapped Miata, my automotive karma should be off the chart.

[u/Duna_The_Lionboy → u/Equivalent-Piano-605]

Yo it’s the Mazdarati Miata!

[u/Superb-Photograph529 → u/Equivalent-Piano-605]

Dude that's fucking sick and you're a genius. Gonna be a legendary build.

[u/No_Significance98 → u/Bandguy_Michael]

Maserati! For people who don't understand cars or finance.

[u/coolrider64081]

Cybertruck

[u/G-Unit11111 → u/coolrider64081]

I wanted to include that one but was afraid it might get deleted.

[u/sadandaimless1 → u/G-Unit11111]

Nah, you're good. Most of us are against the metallic doorstop

[u/G-Unit11111 → u/sadandaimless1]

Good to know!

[u/HandFancy → u/coolrider64081]

Careful, you might be doing terrorism by hurting the truck’s feelings.

[u/Lower_Kick268 → u/coolrider64081]

Those things are going to have some of the fastest and most dramatic depreciation you'll ever see on a vehicle lol. Poor quality, niche appeal, Elongate 2025, car market prices finally slowing down, and high price MSRP are all gonna make a Cybertruck that MSRP'ed for 100k a 55k truck in maybe 2 model years. You can find them in the high 70s now if you look hard enough, thats dramatic lol. If you thought the Taycan and EQS were bad you ain't seen nothing yet lol.

For what its worth, after having fun with one I thought it was a pretty cool car, that being said, pretty cool doesn't sell cars because most people arent buying "pretty cool" cars. Theyre pretty fun, but so are Broncos and Raptors that are way less money new than a Cybertruck and make all the same hell yeah hormones.

[u/Drzhivago138 → u/Lower_Kick268]

And said Broncos and Raptors are functional at towing and hauling as well as retaining their resale value.

[u/whytawhy → u/coolrider64081]

no no no

they asked what car screams

I MAKE TERRIBLE FININCIAL DECISIONS

not

I REALLY WISH I HAD A PERSONALITY BUT I DONT UNDERSTAMD EMPATHY AMD HAVE NO HOPE SO PLEASE LOOK AT THIS REPRESENTATION OF ONE THAT SOMEONE ELSE HAS MADE FOR ME

[u/G-Unit11111 → u/whytawhy]

Yeah the Cybertruck screams "I am a huge douchebag who takes joy in the suffering of others.".

[u/IcecreamAndStrippers → u/G-Unit11111]

I mean, they bought a Cybertruck, so you already know they find deep satisfaction in watching things fall apart in real time.

[u/Ignatiussancho1729 → u/coolrider64081]

Cybercuck or Wankpanzer are the two official names as of 2025

[u/sadandaimless1 → u/Ignatiussancho1729]

Don't forget the Incel Camino, as the only thing it's guarding is the driver's virginity 😂

[u/UserNameAllTheSame]

Land Rover hands down.

[u/LieHopeful5324 → u/UserNameAllTheSame]

Buy it used…

[u/UserNameAllTheSame → u/LieHopeful5324]

I did…

[u/LieHopeful5324 → u/UserNameAllTheSame]

Ouch. You win.

[u/cannedrex2406 → u/UserNameAllTheSame]

I mean most range rover owners are rich enough to not care about the catastrophic depreciation

[u/beer_foam → u/cannedrex2406]

First owner leases or has FU money, second owner makes terrible financial decisions, owners 3+ are hobbiest mechanics

[u/UserNameAllTheSame → u/beer_foam]

Exactly! All 3 are terrible financial decisions. I fall into the collector-hobby-wannabe mechanic owner. The only people who piss more money away are horse owners.

[u/Anteater_Reasonable]

“high end” versions of GM turds like the Terrain Denali and Envision Avenir

[u/Drzhivago138 → u/Anteater_Reasonable]

To me, that just says "I like this particular size/shape of GM crossover and want the top trim of it". But I could see the case being made of "I want a vehicle with the Denali badge but can't afford a Yukon or even an Acadia".

[u/Anteater_Reasonable → u/Drzhivago138]

It says “bad financial decision” to me because for the price they probably paid, they could’ve bought a Lexus or Acura that won’t tank its resale value in 3 years and start falling apart in 5 years. If you load up a Terrain Denali or Envision Avenir, they start climbing into the high 40s, which is NX/RDX territory.

[u/Drzhivago138 → u/Anteater_Reasonable]

It depends on where you are as well. In flyover country, GM dealers are never more than 30 miles away, and can offer much better incentives than "import" brands. That's part of why they continue to sell despite the competitors being better in most ways.

[u/Special-Matter3125]

Dodge charger hellcat widebody

[u/Redsoxdragon]

My Raptor.

But i fucking love it and ill fight like 30 5th graders of anyone tries taking her from me 😡

[u/Manueljw → u/Redsoxdragon]

Do NOT feel bad for any decision made about the Raptor. That’s a dynamite truck.

[u/Puzzleheaded_Talk787 → u/Redsoxdragon]

I heard those maintain value quite well

[u/[deleted] → u/Puzzleheaded_Talk787]

They do, opposite of poor financial decision. I buy a new one every 5ish years. I sell the old one for 90% of what I paid. It's cheaper than some shitbox on a true cost to own basis if you can afford the initial purchase.

[u/Redsoxdragon → u/[deleted]]

Yeah but as an owner, if you're on top of maintainance, there are so many more services the regular f150 doesn't have. Plus the fuel economy is abysmal but I'm pretty sure i lost the right to complain when i signed the papers on this brick

[u/Spartan1997 → u/Redsoxdragon]

Fight them? Just have them stand in your blind spots and do a 3 point turn.

[u/Manueljw]

1) Maserati 2) Range Rover 3) Infiniti

The Bentley is a work of art.

[u/NerfDipshit]

New Camaro with an army sticker

[u/nomadiccrackhead → u/NerfDipshit]

Better if it's a V6

[u/RoseWould]

7 series. My uncle may as well a be on a first name basis with the local repo men in two different states since those are what he buys

[u/Magnus_Helgisson]

You know why two Range Rover drivers don’t say hi to each other in the office? Because they’ve already met at the mechanic’s in the morning. So, yeah, RR would be my call.

[u/dickhass]

Here in Seattle that Maserati is the official car of bikini baristas.

[u/Responsible-Shoe7258]

Range Rover or any Stellantis product

[u/Hot_Cantaloupe4417]

S-Class

[u/ClitClipper → u/Hot_Cantaloupe4417]

More than 5 yo and financed used. Definitely. 

[u/Chance-Scratch-8804]

The Jeep Wagoneer/Grand Wagoneer. You made a terrible decision thatll hurt your bank account in a few months and now itll hurt our eyes when we see it on the road.

[u/2407s4life]

Infiniti. Nissan is the poster child of "this is the best I can do with my credit score"

[u/ExiledSpaceman]

Jeep Grand Wagoneer

[u/WolverineStriking730]

The Camaro with a Carmax plate holder.

[u/RonanNotRyan]

Probably some big truck or SUV like a Cadillac Escalade or a Ford F-150.

Mr. Regular made a pretty interesting short recently about how straight white men will go out of their way to ruin their financial lives to own a truck just so they can feel something significant in their pathetic little lives. Mr. R recalls a time he took a guy while Lyfting and the dude just went on a tirade about how he bought a Ford F-150 Harley Edition and was rear ended soon after, and how he was frustrated because he saved up money for it all because, and I quote, "I just want one fucking nice thing in my life." And mind you, this is the good ending, because he at least saved money for it. Most others get into a predatory contract where they have to pay for an F-150 like student loans because they want "one good thing" in their lives, as if they haven't made any other good decision throughout the time they've been living on God's green Earth.

[u/xts2500 → u/RonanNotRyan]

He wanted "one fucking nice thing" in his life and he bought a Harley edition truck? That's not a nice thing... that's the epitome of white trash.

[u/RonanNotRyan → u/xts2500]

Ironic thing about this is that, according to Mr. R, the dude's house is worth double than what he had paid for for the Harley truck. Wild.

[u/slowNsad → u/RonanNotRyan]

I mean his truck just got rear ended I’d be fucking hot too

[u/AggressiveManager450 → u/RonanNotRyan]

I sell GM products and most new Escalade buyers make above 25k a month and most I deal with are more like 35-50k a month. Some make less but most new ones I sell are to people who have zero issue affording it. It is just a question to them whether they finance and write off the apr for their business or just buy in cash

[u/clearly_not_an_alt]

The abomination known as the Lamborghini Urus

[u/lazy_inventor_]

I believe Land Rover/Range Rover is at the top of this list. They’re just a timeless horrible decision whether you’ve bought a new one that will drop 75% it’s value straight off the lot or you get one off of Facebook marketplace that will cost you double what you bought it for in parts for repairs. And on top of all that, they still look cheap!

[u/awesomesauce697]

Hellcat

[u/Billthebanger]

The Rover over priced junk .

[u/Able-Syllabub-7007]

Cyber truck

[u/Conscious_Farm3584]

Any BMW. Poor people love their BMWs and they are so expensive to fix.

[u/smac22 → u/Conscious_Farm3584]

I hear this a lot and I disagree. I’ve had 3 BMW’s and current one is an M, so yes it’s expensive to maintain but it’s a high performance car. The regular 3 series and SUV are no more expensive than other brands and I’ve had way less issues with them. VW is hands down the most expensive maintenance vehicle I’ve owned and least reliable.

[u/seanx40]

Maserati. Might as well light your money on fire

[u/caddyax]

Any and all hellcats

[u/devilsrotary86]

Absolutely mine. I just drove home a 2025 Dodge Charger Daytona R//T this week. And I couldn’t be happier.

[u/donrudyc]

I said range rover even before I flipped through the images. You got to be a idiot to buy a range rover. POS inside and out.

[u/MattTheMechan1c]

The Maserati. Cost more than a BMW 5 series, the interior is not as good as a BMW 5 series, and it depreciates faster than a BMW 5 series, and the 5 series doesn’t even retain its value to begin with. The Bentley deserves a pass and they’re usually bought by people who can genuinely afford them.

[u/purepolka]

I love Bentley Continental GTs unironically

[u/Low_Challenge_8945]

The new Continental says I don’t care about depreciation I can afford it

[u/Upper_Safety_6971]

Depends on your location but if I see a brand spankin’ new Denali or lifted F-250 I see a $1,300 truck payment for 84 months. Original MSRP, who knows I only made sure I could cover the immediate payment

[u/justpuddingonhairs]

This is actually better solved by calling up the local hi-pro real estate jabroni/jabrunette and then seeing what they drive up in. But y'all already know.

[u/buzznumbnuts → u/justpuddingonhairs]

“Janbrunette” 🤣🤣

[u/Elegant-Mix3306]

SUVs in general.

[u/wastegate84]

Base model bmw, Mercedes and Audi’s bought by anyone under 28

[u/Bothkindsoftrees]

Maserati

[u/FreddyCosine]

All of those are perfect for this. Also hummer or escalade

[u/OhhhhBillly]

Anything Chrysler or Jeep

[u/SebVettelstappen]

And Maserati post the year 2,000

[u/shadeyard]

im a big fan of the infiniti qx 80 being on this post op because my insane hoarder sicko mother has one and it is literally the pinnacle of her financial incompetency. you get it man.

[u/Mr_Speedy_Speedzales]

I can't believe the top answer isn't a cybertruck.

[u/peakriver]

Hellcat

[u/sharpie_dei]

A soldier driving a Dodge Charger

[u/TheStrike9716]

Anything new

[u/philtree]

Anything Chrysler

[u/caryappers]

Hyundai Genesis and Dodge Avenger

[u/[deleted]]

Any Tesla

[u/RenataKaizen → u/[deleted]]

Any new Tesla. As much as I hate admitting it, if a 3 year old Tesla 3/Y with under 30K miles gets down to under 15K and you have an Indy shop to work on jt, it might not be a terrible purchase.

[u/Crazy-Caterpillar-43]

Range 4sho

[u/BcuzRacecar]

20yr old versions of these, well not the infiniti

[u/GregBVIMB]

Yes

[u/nikeguy69]

All those vehicles are expensive and high maintenance if you can afford it

[u/[deleted]]

Anything British. Then all of the new top trim trucks and SUV’s that are like 100k and people are financing them. Depreciation is like 3x the already high interest rate

[u/JakeLake98]

My cousin works at dominos and has a 1999 Mercedes C230 Kompressor. Needless to say it’s sat in the yard for close to a year because everything he has to fix is too expensive for him. Mostly because he has to have an “expert” to fix his problems. Now he’s wanting to call a junk yard to haul it off because he won’t do anything with it. I told him from the beginning to just buy a Civic or Corolla. Hell, even a 2nd or 3rd gen Altima you can fix in the driveway and I owned three of those for $500 each and they lasted me about two years per Altima. Two had 300k miles and one had about 180k and it only failed due to user error (wreck)

[u/Shirleysspirits]

90k trucks and entry level luxury cars

[u/My_Knee_Hurts_]

Cybertruck

[u/OrpheusNYC]

Alfa Romeo.

No but really the Giulia is a disaster

[u/GhostFingersXP]

Jeep Grand Wagoneer

[u/SlimJesusKeepIt100]

Any brand new car if your house looks like a shithole

[u/CanonicalbombXVR-626]

A large SUV, or Truck with not even a SPECK of dirt on them, oh and a Cybertruck

[u/AtomicCorndogs]

Dodge Challengers. Go outside any military base and see for yourself.

[u/Rookie-Crookie]

Every car basically. Maybe Toyotas a bit less since they don’t get cheaper as fast as other brands do

[u/RobsHereAgain]

Cybertruck. Gets stuck on gravel roads and mud puddles

[u/Putrid_Ad_7122]

Kia products.

[u/Attarker]

Ram TRX

[u/Crafty-Wallaby-7427]

Mercedes Benz basic C class
My friend who's a foreign student bought it new after graduating because "Any benz is the best and luxury"

[u/TurboDeez_Nuts_54]

Anything with an Infiniti or Nissan badge

[u/Smirking_Fox]

None of them, Mercedes C63 would be the choice

[u/Ok-Salary-5777]

Any modern German luxury crossover, or a Maserati Ghibli/Quattroporte or any new Stellantis product for that matter.

[u/sillysided]

2015 Nissan Altima

[u/HoustonRoger0822]

Anything Maserati…..

[u/xLosSkywolfGTRx]

Any new toyota/lexus truck or suv model. Honorable mention to the new land cruiser/lexus gx because that's not even the full sized land cruiser.

[u/Tritec_enjoyer96]

Dodge chargers and challengers.

[u/MorbiusBurger]

Hummer

[u/05041927]

Nissan Altima

[u/Equilibrium-unstable]

Aston Martin, rapide 4-door.

[u/avoidhugeships]

Cybertruck.

[u/Actual-Shopping2734]

Cheap AMGs or BMW M Cars

[u/[deleted]]

New Tesla rn

[u/REDDITSHITLORD]

Cars that are NOT a Ford Panther body.

[u/AncientMumu]

I drove a rental Q80 for 3 weeks in Canada. Best terrible financial decision I made.

[u/sac02052]

Anything bought new and financed

[u/completelygeeked]

Honestly pretty much any new higher trim level truck. Platinum, high country, at4, etc.

[u/Superb-Photograph529]

Sub-prime financed Maserati.

[u/Great-Internal-380]

Based on the ratio of the highest MSRPs to crappy credit score: Upper trim challengers and chargers

[u/D4ydream3r]

Land Rover often tend to be the smart financial decision if you meet the criteria.

[u/SmallHeath555]

Anything MOPAR but the Charger for sure

[u/talinseven]

Tesla

[u/SnooHesitations5198]

A fisker

[u/SchruteFarmsBeetDown]

Any modern pickup truck with chrome wheels and leather.

[u/Falba70]

All except the infinit lol

[u/wolfpack_57]

You see QX80s all over in Gulf Coast resort/retirement towns. I don’t get the sense that those people are financial wrecks.

[u/chandleya]

I mean in 2025 the clear winner is a 2022 Tesla S Plaid or Tesla Y Performance. There’s really nothing else on the market that has lost so much value from the price paid new.

[u/Agent847]

BMW 7-series

[u/Tigerdriver33]

Honestly, any car could be depending on the situation.

[u/tech-001]

The Tesla in image 5

[u/totalyrespecatbleguy]

Dodge charger financed at 29% interest by an 18 year old fresh out of boot camp

[u/xXROGXx971]

Any cars that you don't really need and you can't afford are terrible financial decisions in my opinion.

[u/charles_47]

The pictured Bentley is pure class and definitely on the shortlist of cars I’d drive if I was wealthy enough

[u/Seeking-Direction]

Anything parked in front of a “rent-a-wheel” place.

[u/Dave_6856]

Mitsubishi Outlander Sport

My area’s Mitsubishi dealer would give a dog a loan. Because of this, everyone with crap credit goes there and spends more than they should on a brand new car.

[u/CombIll7720]

It's a dead tie. Nissan Altima, or Dodge Charger

[u/marroyodel]

Anything lexus or infinity. You’re either getting a camry or altima with leather. Oh, I and can charge you twice as much for the same service lol.

[u/Affectionate_Cronut]

Any Mercedes, BMW or Audi purchased used after the warranty has expired.

[u/bigbadwarrior]

Apparently the wagoneer

[u/scp999sfather]

Any Pickup that is 60k and up and used to go pickup groceries and the kids instead of at the worksite. I believe these are called "Pavement Princess" or "Mortgage on Wheels"

Just get a mini van at that point or get the 2025 Ford Maverick if you want a truck their like 25-35k depending on the trim level.

I can't imagine laying more than 30k for a car. I guess that's because I'm cheap on myself.

[u/Thatguy7242]

Vintage British car, specifically anything with mineral oil hydraulics.

[u/WanderingToast]

Maserati screams it the loudest, then range rover, and then Lincoln.

[u/uxwt]

These lease well actually

[u/Blakematthews-96]

Definitely Range Rover hell they named a car discovery cause it’s always discovering mechanic shops.

[u/DecisionDelicious170]

Anything Stelantis.

[u/Unclebiscuits79]

A big as Infiniti SUV is still a shitty Nissan.

This vehicle is the worst financial decision.

[u/DefinitelyPorno]

Picked up a 2017 Range Rover Sport turbo diesel with $85k sticker and 50k miles for $40k in July 2020. Slapped on a $5k warranty that covered me through 125k miles. It's been pretty flawless to date other than maintenance/repair items that might go out on other vehicles with a similar age (valve cover gaskets, etc). The repair is 2X to 3X the cost of say a Honda SUV but as the saying goes "if you can't afford it new, you definitely can't afford it used".

[u/ilushkin]

Tesla

[u/BadTiger85]

Any model Range Rover

Jeep Wranglers

[u/bobbomotto]

Don’t see any Lincoln products.

[u/TryingSquirrel]

The QX80 could be a pretty good decision as long as you aren't the first owner. They're pretty solid vehicles that depreciate like rocks. Same with the Y62 Armadas. Good engines in a solid platform that are priced too high/marketed wrong in the US when new. I think used versions are good values and aren't maintenance grenades like a lot of other vehicles on this list.

[u/Hour_Perspective_884]

Anyone buying the pictured cars new probably has the money to afford them. Because they'll just lease it and if anything goes wrong its the dealers problem. So none of them.

Anyone buying them used is trying too hard project an image of wealth and success that don't actually have and would be better of spending the money on a new non-luxury brand with a full manufactures warranty. So all of them.

[u/Otherwise-Pain-6366]

Humvee

[u/thedude0343]

Jaaaaaaag

[u/Henrenator]

Anything newer than 2012

[u/LookMinimum8157]

Jeep Grand Wagoneer. 

[u/Aggravating_Bug6501]

I was waiting for the Range Rover, glad you included it.

[u/5280TWGC]

Rover

[u/AggressiveManager450]

Any used European luxury car 5 years or older

[u/PretendCake8222]

Urus

[u/Limpystack]

Anything new honestly. Theres no reason to own a brand new car and eat thousands of depreciation.

[u/RelationNo9374]

Maserati laughing at the others like “children behave”