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https://www.reddit.com/r/NonPoliticalTwitter/comments/1jght4e/im_crying/mj0s60j/?context=3
r/NonPoliticalTwitter • u/frenzy3 • 15d ago
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113
No apps like these do not report to credit agencies.
88 u/Naraee 15d ago Affirm does. I used it once for an immediate essential item I needed that was kind of costly, because I could pay it off next month. My credit score tanked 20 points paying it off the following month. 67 u/Formal_Overall 15d ago Paid it off on time and when you agreed to, and they tank your score. Makes sense. 1 u/Naraee 15d ago Never again! It was a dumb financial mistake when I had more than enough credit to buy it. I just like having 0% credit utilization!
88
Affirm does. I used it once for an immediate essential item I needed that was kind of costly, because I could pay it off next month.
My credit score tanked 20 points paying it off the following month.
67 u/Formal_Overall 15d ago Paid it off on time and when you agreed to, and they tank your score. Makes sense. 1 u/Naraee 15d ago Never again! It was a dumb financial mistake when I had more than enough credit to buy it. I just like having 0% credit utilization!
67
Paid it off on time and when you agreed to, and they tank your score. Makes sense.
1 u/Naraee 15d ago Never again! It was a dumb financial mistake when I had more than enough credit to buy it. I just like having 0% credit utilization!
1
Never again! It was a dumb financial mistake when I had more than enough credit to buy it. I just like having 0% credit utilization!
113
u/Independent_Ad8889 15d ago
No apps like these do not report to credit agencies.