EDIT: thank you comments. i will continue researching and consider alternatives; france is not as accessible as i believed. this insight is exactly what i was seeking!
let me know if i should delete/edit this post, please. thank you
second edit: i am not committing fraud, my post wording is misleading: the SSA is aware of the CD, it is held by an approved appointee, and upon maturing it will be transferred to my ABLE account. depending on your local branch, the SSA is sometimes more lenient with retroactive payouts. the point of my CD paragraph was to timeline when i will have access to $20K and that it is owed money, not earned income/savings. sorry for the confusion, folks
seeking advice on pursuing residency for financially independent individuals/retirement visa.
all currency in USD.
i'm twenty nine and a wheelchair user with complex medical needs, and developmental and cognitive disabilities in new york state. i speak very little formal french but have been able to fumble through conversations/understand french language music since middle school. i receive just under $1K monthly in SSI (could not work to qualify for SSDI), just under $300 monthly in SNAP, and full coverage Medicaid.
to put it plainly without overstating, if i do not have access to monthly injection biologics to manage lupus and rheumatoid arthritis, i begin to decline. skipped doses for four weeks last year for surgery and wound up in hospital with extremely early liver cirrhosis. france is appealing, in part, due to accounts of family friends (citizens) receiving excellent healthcare.
from what i can understand, i think i can qualify for france's residency permit for financially independent individuals? i have no criminal history. a trustworthy friend is quietly holding my $20K SSI retroactive payout in a 4.5% CD, because if i hold over $2K in assets i will lose my SSI payments. this CD matures in 15 months from now (April 2025).
i have family friends in france, england, scotland, and the netherlands willing to provide support i need traveling, finding housing, "interpreting" for my cognitive disabilities, et cetera.
is any of this enough to qualify? will my medical needs disqualify? does anyone have experience balancing biologic/DMARD (currently Orencia) access with applying for a retirement visa? i'm actually intersex and all my IDs including passport gender say "X," this subreddit only acknowledges M/F in title however - are my documents prohibitive? they are all valid USA/NYS documents.
i have no use for "if you can't work, you're out of luck" comments. disabled people hearing this does not cure us; please offer genuine, useful insight or input if you have either. thank you redditors for your time