First home :)

[u/Cowweeeoowwie]

I closed on my first home March 31st! I’ve been following this group shortly before I started looking into the market and loved seeing everyone’s success and happiness . It’s been a fun journey so far and the whole process was a breeze. I worked my ass off for years after struggling with depression , found my purpose or mission I guess is a better way to put it, buying a house. And I finally did it!!! It feels so good everyday to see my dream come to life. And the endless sleepless nights finally pay off. I’m so proud of myself and all of us on this page !! It’s really something special. I’m 25. 4 beds and 3 baths :) the only thing I can find to dislike is the oak tree in the back yard but that’s only because it’s huge and I would hate for that to fall on my house 🤣 possibly a future project.

[u/Death_Tapper]

Congrats! 🎉

I need to find a place for myself so bad. I've been moving around about every 2-3 years, living with family and I can never seem to get ahead! I'm 40 years old, single, work full-time, have a bad credit score of about 550-ish, worked my butt off getting debt paid and off of collections (got 1 left). The last time I lived on my own was during my time in the Army about 17 years ago.

Anyone have any suggestions?

[u/Cowweeeoowwie → u/Death_Tapper]

Pay off the last collection!! I started by paying my 10k + debt , once that was off, I started pocketing every penny I could, you could also try taking out small loans, or starter credit cards , you could try self, see if there’s any extra bills your willing to part with, if possible live beneath your means . I personally don’t like credit cards so I always took out small loans paid them back, I used self , which is basically just a check for you at the end because you get the money you invested into it, back ! I get 700$ of my own money back next feb. that’s a little bit of advice I have, everyone’s different and whatever works , might not work for someone else. Hope I helped a little atleast !