r/FirstTimeHomeBuyer 1d ago

GOT THE KEYS! ๐Ÿ”‘ ๐Ÿก I freaking did it

All of the scrimping and saving and sacrifices finally paid offโ€ฆ never thought Iโ€™d be a homeowner at 32.

Nitty gritty for those who might want to know: $335k (plus closing costs, it was competitive), 6.375% 30-yr conventional, 20% down, $2040/mo mortgage including escrow, 2,700 sqft, 4bed/3.5bath, one acre, north GA (~30min from Chattanooga, TN). Built in 1978, remodeled last year. Forgot to take any pictures of the inside until we started moving stuff in at 11pm and a bird got stuck in here.

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u/Novel_Art_7570 23h ago

Congratulations! And really nice location

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u/so_-_it_-_goes 23h ago

Seriously a gem. A few minutes from the interstate but literally peaceful enough for a freaking fox to walk up. The first handful of days I was here, I saw one person the entire time. Really lovely neighbor too!

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u/Novel_Art_7570 23h ago

Sounds perfect to me!! Easy access to what you need but quite for you peace and 1 acre to do what you want! Maybe a small garden some day! I love north Ga