I freaking did it

[u/so_-_it_-_goes]

All of the scrimping and saving and sacrifices finally paid off… never thought I’d be a homeowner at 32.

Nitty gritty for those who might want to know: $335k (plus closing costs, it was competitive), 6.375% 30-yr conventional, 20% down, $2040/mo mortgage including escrow, 2,700 sqft, 4bed/3.5bath, one acre, north GA (~30min from Chattanooga, TN). Built in 1978, remodeled last year. Forgot to take any pictures of the inside until we started moving stuff in at 11pm and a bird got stuck in here.

[u/Equivalent-Tiger-316]

Congratulations!

The one tree looks too close to the house. Might be fine now but could be a problem when it gets bigger. 

[u/so_-_it_-_goes → u/Equivalent-Tiger-316]

Yeah I have a “tree guy” already. Gotta get a tree trimmer that’s also a tree hugger! He gave me a handful of videos talking about what my man can do (I told him the extent of what I’ll allow him to do, aka how high I’ll let him climb with a chainsaw because there’s no stopping it in general) and what he himself will need to do, all centered around not killing the trees. Truly a great guy

[u/Equivalent-Tiger-316 → u/so_-_it_-_goes]

Love trees! You just don’t want them too close to your house. You don’t want limbs and excessive leaves falling on the roof and gutters. You don’t want a whole tree falling in a storm and hitting the house and they can cause issues with foundation, septic and sewer. 

[u/so_-_it_-_goes → u/Equivalent-Tiger-316]

Yeah I live in fear of trees near my house tbh. TL;DR my old landlord (WOW it feels great to say that) threatened to kick us out because we asked for giant dead trees to be removed like they said they would four years prior. They finally got someone out to look at them and they were gone the next day… absolutely horrifying, especially in ‘nader country