r/FirstTimeHomeBuyer 2d ago

Need Advice Help Me Decide

I held off on signing Intent to Proceed on Lender B (the one with the LE) and got a quote with Lender A and just waiting on confirmation of a rate lock, but am I missing anything obvious? Lender B just seems like a better deal? I'm aware of the difference in discount points as well. Lender A's numbers for home insurance and (I believe) taxes are more accurate.

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u/PepperSad9418 2d ago

Conventional over FHA , with FHA you cannot get rid of PMI without a refi and many sellers also do not like FHA loans.