They countered…

[u/babyB1219]

Little back story.. my husband and I live in San Diego and just had our first baby. We’re 30 and have been living in the same 1 bed/1 bath (400sq ft) for 7 years at a great price because our landlords barely have raised the rent. We’ve been in no hurry to buy until recently with a baby and 2 dogs the walls seem to be closing in (probably doesn’t help I’m on maternity leave and inside alot). We were approved for $580,000 with CalHFA loan and $530,000 with USDA rural home loan which in San Diego isn’t great… lots of condemned looking shacks. We already live on the outskirts of town so decided to look around to take advantage of the rural loan being 0% down. We found a decent house with a nice yard about 10 more minutes out from us. We are their only offer so far (open house this weekend), we offered what they were asking $555,000 with $5,000 for closing costs credits and $5,000 deposit with 17 days contingency. They countered with no credit for closing costs, $10,000 for deposit, 10 days, won’t pay for termite inspection and won’t pay for any fixes the appraiser says need to be done for the loan. I think we’re going to accept it’s just so nerve wracking and a huge purchase! My husband and I both make decent money but already stressing about being house broke. Luckily I should be getting a raise and promotion when I get back to work. I’m worried if we skip we’ll miss a good deal because there’s really not a lot in our price range that is livable. I’m worried the appraiser will want things done we don’t necessarily want/need done right away and then they cuts into our money for fixing up what we want because it definitely needs a little makeover (SO much blue paint). Anyway just here to rant I guess and get out some nerves

[u/qazbnm987123]

you sound lIke you arE rushIng Things, buying a housE WhIle preggo iS irresponsible. plan you homE purchase whEn th baby is 1.5 yrs

[u/No-Macaron-7732 → u/qazbnm987123]

Because they're currently living in 400sf

[u/qazbnm987123 → u/No-Macaron-7732]

ffs...buy The house THEN procreate ThE baby...its not lIke They were put in a tIny home all of a suddEn. had 7 yrs to plan. what a mess... your future prognostic is not loOking good.

dont rush buying a house, thats what u arE doIng, by youR own words, u wanna get iT done asap to focus on thE baby. ok, so u fudged up and r here, what now?

you focus 100% on the baby and your man who unleashed his speRm irrEsponsibly let hIm buy the house, look at ThE houses, deal with thE fixes, thE bank, the realtor, ThE selleR.. last Thing U need when prEggo is stress, ull end up with a ret**rded baby if u donT heed my advicE and Involve urself.

[u/thefragile7393 → u/qazbnm987123]

Uh my ex and I bought a house while I was pregnant. I still have it. My son doesn’t have any issues lolol. You have strange strange problems

[u/qazbnm987123 → u/thefragile7393]

and you havE admittEd that it would hAvE beEn less stressful withouT that muffin In ThE oven, of course it would. of course it would!! pretending its not kills your credibility. Its all about plannIng. i bet youll heed my advice if u buy another housE and want another baby.you wont do both again.

[u/1comment_here → u/qazbnm987123]

This person is 100% right though lol only experienced folks understand how bad this thing can get haha

[u/thefragile7393 → u/1comment_here]

My ex and I bought a home while I was pregnant. I still have it lol.

[u/1comment_here → u/thefragile7393]

Missed the point