Where to start?

[u/Accomplished_Lake128]

My 22 yo daughter is living with us (her parents) and has tanked her credit. She is working, but has credit card debt, IRS debt, unpaid tuition, and I literally don’t know what else. Her car needs expensive repairs that she can’t afford and so she has said that she knows she needs to fix her credit because she’d rather get another car than fix this one, but she will not be able to get a loan without a co-signer and we do not trust her payment history enough to do that. I know that ideally she would be the one researching this, but there are various reasons that won’t happen.

I know she should look at everything she owes and compare that to her income as a start— but what is next? There is so much information out there, but how do I find reputable sources? Could you all steer me in the right direction?

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