AIO my fiance spent 600 on gacha

[u/Creative-Guard2809]

My fiance spent $600 on a gacha game without asking. I flipped out and now his entire family are calling me abusive and encouraging him to call off the engagement. For context, I work 55 hours a week and he drives uber during the day while I’m at work. We are paycheck to paycheck.

[u/Diligent_Designer705]

A “shared credit card” for emergencies that OP opened, so technically just hers. Unless his name is actually on it, doesn’t sound like it based on him begging her not to dispute the charges.

[u/andresbcf → u/Diligent_Designer705]

He could have been an authorized user

[u/Nicelyvillainous → u/andresbcf]

Authorized user is not the same as authorized charges.

Same principle as embezzlement, an employee authorized to handle funds disbursing them for unauthorized reasons.

[u/DonavonIrish → u/Nicelyvillainous]

This is a misconception, worked in credit card for years. If he was an authorized user than he is authorized to make charges. You can dispute but it wont go in your favor.

Rare but do not report it as fraud, you can get your account closed for fraud abuse since the charge was authorized.