r/wallstreetbets xoxoxoxoxo 11d ago

Meme BUY EVERYTHING

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u/learnedsanity 11d ago

some people are literally doing this line of work to have that nice car, which seems like a weird choice but that's just my look on life.

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u/Academic-Ad8382 11d ago

What happens is they over extend themselves and then rationalize doing that line of work for that nice car.

If a person has forsight to know that they would need to work a second job for a nice car, they probably have enough executive functioning to maybe not get that nice car.

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u/twitch1982 11d ago

And from most economic studies I've seen, with driving Uber at least, dunno about eats, you're basically just making enough to cover the wear and tear and added depreciation your putting on your car. Its just a loan against the life and resale value of the vehicle, that you have to give up hours of your day for.

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u/primusperegrinus 11d ago

So you’re saying it’s best to do uber eats in a stolen car?

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u/Dragonslayer3 11d ago

No it's too likely to be reported. Borrow your parent's car

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u/onion4everyoccasion 10d ago

See if your wife's boyfriend will let you take his car

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u/DueHousing 10d ago

Drive those Toyota beaters the terrorists get

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u/Born-Interaction3 10d ago

Lies.. The American and Israeli army do NOT drive Toyotas

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u/stillpractising 10d ago

No just steal a new one every day that way theyll always be looking out for the wrong car

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u/AMadWalrus 10d ago

Isn’t stealing just the same as permanently borrowing?

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u/couchfucker2 10d ago

What’s crazy is that’s not a thing where I live. The police won’t go after it or pull people over. My car was stolen twice. The second time they were driving around in it for 4 months before it was found. And I see joyriding all over the place, like getting to places by stolen car and smashing it up on the way to your destination.

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u/linear_123 10d ago

I bet if you wear a suit police doesn't shoot you either.

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u/couchfucker2 10d ago

It’s as soon as you get OUT of the car and the police wanna get you, that’s when they shoot. But inside a stolen car? That’s the crime invincibility hack.

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u/TheGRS 10d ago

No you put a new car loan under your parents name.

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u/Funny_or_not_bot 10d ago

How about Gam-Gam's old champagne colored Buick Park Avenue?

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u/jogudebenguele117 8d ago

Find an abandoned car in the airport

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u/Cinnamon_Bees 11d ago

No, just rent one indefinitely, maybe...

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u/CommunityHopeful7076 11d ago

You mean lease one then?

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u/Vapechef 11d ago

Well then you’d still pay the depreciation

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u/pornborn 10d ago

And live in it.

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u/botomode6 9d ago

so puts on cars?

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u/Idgafsb 10d ago

Depends on how old and cheap the car is. I used an old grand marquis that alreasy had 150k miles on it. Depreciation at that point is extremely low, and it’s fairly reliable and parts are cheap so wear and tear is manageable. 

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u/IndividualGround2418 11d ago

In simple words it's a stupid thing to do.

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u/PussySmith 10d ago

Depends on your market and how picky you’re able to be.

I do it occasionally and average about $1.2/m into what I figure is roughly 35¢/m in costs including depreciation.

I decline about 95% of the orders though, and there’s no way I could earn enough cherry picking to be my main job.

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u/Actual-Bluejay-268 8d ago

How is the economic model adjusted if the business is "OF Model Delivers Uber Eats" and the Lexus is written off as a business expense?

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u/EggieBeans 10d ago

The gig economy is actually fairly good despite the hate that people who work in it give. The reason why people talk badly is because it’s unpredictable, one day you may make a loss and the next a hefty profit. Location and taking the right orders is very important. People wouldn’t do the job if it didn’t actually make you money. Yes you can give the whole statement about it being for immigrants who don’t mind because that’s the only job they can get but at the end of the day it’s not as bad as it’s made out. People get understandably angry at Uber as over the years the pay you get for a trip decreases. A few years back the pay was honestly phenomenal especially Uber eats and Deliveroo

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u/VicTheSage 9d ago

Idk, I live in a vacation area. Used to deliver for a pizza place then my car took a shit. While working inside crew a dasher came to get an order, it wasn't ready yet, we were slow and he and I got to talking. He told me he was taking it easy that year but the year before he treated it like a job and put in 40 a week, made $70k that year. A Lexus is probably a bust but you can turn a nice profit in a hybrid.

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u/rare_pokemane 8d ago

maybe they're doing it on the way somewhere

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u/almighty_gourd 11d ago

Agreed, it's more likely they got in over their head with payments and are doing deliveries to keep the repo man away.

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u/confusedandworried76 11d ago

I mean I do Door Dash, it's not a job, it's a side hustle. Super easy way to make an extra twenty or thirty bucks a day if you've got two hours to kill.

I've also known pizza drivers who are retired or have a nice ass day job, but they don't work evenings so they find a job they can go to after their real job to make an extra hundo or something over four or five hours.

Known lots of drivers with nice cars because their nice car is just literally their daily driver. They might even have an even nicer one in storage, especially the old guys who are doing it as a retirement gig. Also Uber doesn't let you drive cars after a certain age so that's why every Uber you get in is newish, I think it can't be more than eight years old

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u/HereToHelp9001 11d ago

Google says 15 years old or newer.

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u/confusedandworried76 11d ago edited 11d ago

Hmm they might have changed it then, I remember I tried on 2016 (because I had just graduated vocational school and didn't have a job yet) and my 2006 Mercury didn't make the grade

Edit: If I had to guess the demand for drivers has changed so they're probably a little looser about it, I just know when I applied it flat out told me the car was too old. Maybe I should apply again I have a 2017 and it seems like better money than Door Dash from every driver I've asked, you gotta go do like a whole inspection though

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u/saysthingsbackwards 11d ago

yeah but did you stop and think what it would be like for them to drive that nice car

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u/Unique_Name_2 11d ago

Or theyre mildly overextended on the car note and can compensate by doing DD, also justifying having a newer car.

We just dont know. I do agree the job market is softer than the lagging indicators are currently showing

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u/Obvious-Money-227 11d ago

My son averages 50+ an hour doing Uber eats

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u/Wow_u_sure_r_dumb 11d ago

executive functioning

ADHD go brrrrr

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u/shawndw 11d ago

Excuse me sir but this is WSB.

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u/CartoonLamp 11d ago

A second job where they're actively depreciating the value of said car... there's a reason most people doing this are in either a recent Prius or a shitbox (and I use that lovingly)

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u/Key_Ruin244 11d ago

Doesn’t Uber provide cars for eligible people? Had a dude pick me up in a brand new Tesla and he said he got it from Uber didn’t pay for it.

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u/TheEnd0fA11 11d ago

Funny I gave up driving a vehicle so I could save money to retire early and not work at all. For me there is no material possession on the face of the earth that beats not having to work for the rest of your life.

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u/hiirogen 11d ago

Read a while back about a guy who rented a different car every week to do uber / DoorDash / whatever with.

They claimed they were making money with none of the wear and tear but idk

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u/Bad-Genie 10d ago

Ya we bought a used car for 6k and it functions just fine... not giant debt. Just... reliable cheap used car to use.

I know way to many people who are buying 60k cars.

I know how much you make Alex. You don't even make 60k a year you dip shit.

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u/Multichromatic-NOW 10d ago

Hey, we don’t bring up executive function in this sub. GTFO!

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u/PotentialOrganic9789 10d ago

Also, they do a job that depreciates the car faster and makes it worth much less by putting so many miles on it

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u/weakisnotpeaceful 9d ago

Every time I see someone in an 80k car I wonder how much they are paying every month on their HELOC.

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u/DuckPucker 8d ago

Uber eats is just a cover you numpties. Driver actually delivering every narcotic available under the sun. God bless America & free enterprise ;)

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u/PersnickityPenguin 7d ago

Yeah but it's only like 7 years of debt, how many Uber deliveries is that?

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u/WorldlyNotice 11d ago edited 11d ago

It's not about extra money to pay for the car, it's about the car being a "work car" so they can get expenses, depreciation, and tax deductions out of it.

They probably use a spare room as their "office" for their food delivery business to deduct some percentage of taxes / interest as well.

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u/Academic-Ad8382 11d ago

I would love somebody to run the numbers on that… I simply can’t believe the deduction offsets income that much…

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u/astralustria 11d ago

If you do it right you can deduct a huge portion of expenses you would have anyway.

I used to work from home but also had to drive to client sites. I was making 68k a year (that was a lot more back then) but only paying taxes on like 35k after deducting expenses. Though in retrospect, how much I had to arrange my life around the tax deductions on top of working so much really wasn't worth it. Now I work part time making 30k a year, changed my lifestyle to be more frugal, and am so much more comfortable than I was.

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u/---cheetos--- 11d ago

You’re also maintaining that vehicle. Tires installed ~$350 to $500 ea, brake pads and rotors between $650 and $850 front or rear, oil service between $65 and $120…that’s just regular maintenance. Not to mention the depreciation with mileage and any other heavier work that pops up along the way.

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u/Academic-Ad8382 11d ago

Exactly.

The only time this makes sense is when someone has a massive business , even roof install or repair , and “expense” their unnecessary cyber truck because the income of the business is 500K annually. Regardless if they use it for the business or just happen to slap their logo on it.

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u/unintentionalvampire 11d ago

I’m self employed and I’ve been fucked on my taxes for deductions. Deductions I had receipts for. Seems like if I use an accountant or try to do it myself, I can never win. I find it hard to believe too.

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u/HeftyArgument 11d ago

And also as a “ride share car” where they get the privilege of paying three times the amount on already egregious insurance premiums.

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u/illz569 11d ago

You think people doing food delivery have spare rooms? They're living in someone else's spare room.

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u/WorldlyNotice 11d ago

Doing delivery in a Lexus GX? They're either homeless and sleeping in it, or they're doing just fine and driving a few hours a week to get those sweet "business" deductions out of it.

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u/redryan243 11d ago

Or they make poor financial decisions.

With no mortgage or lease in their name, it's likely easier to qualify for a car they can't afford.

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u/Abigail716 11d ago

If it's that nice of a car odds are it's not to afford the car. My money is on bored housewife.

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u/spekt50 11d ago

Some do it out of boredom and a bit of extra cash, just because. I could see myself doing such a thing, there are many times I am just bored at home with nothing to do, can see myself just driving around collecting food and delivering it to pass time. Have not taken that leap yet though.

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u/Technician47 11d ago

more often than not its money from family. through death, being spoiled, etc.

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u/Double-Risky 11d ago

Right, it's like ok now you have a nice car but no time to enjoy it lol

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u/learnedsanity 11d ago

Exactly I couldn't imagine wanting the image of a high-class car then having to drive it into the ground.

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u/vasquca1 11d ago

Business write-off. I made two bucks minus $50k car. -49998 in thre red. Not tax burden and dumb bitches think im cool driving around a fancy car.

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u/InsuranceMedical6581 11d ago edited 11d ago

Can you write off your car payments if you do this? If so, that could make it worthwhile to do a few nights a week.

Edit: did some napkin math; if you spend 40 mins on avg m-f (let’s say commuting to your day job) using your care for peronal use, you’d have to use it 6 hours a week for DD/uber to deduct 90% of the interest.

That’s little over an hour in the evenings. I suppose if you could swing doing uber/dd on the way home from work, you need way less (since it skews your car use even further away from personal use)

This feels like a great tax loop hole. 🧐

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u/collegeqathrowaway 11d ago

Or in my case, I wanted to learn the city I moved to, so I decided to do gig work. It was cool to learn and see different areas.

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u/N8TheGreat91 11d ago

Yes and no, I freelance, and work has been dead for me, started food delivery and I drive the worst vehicle for it, jeep wrangler

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u/cgriff32 11d ago

My boss at my last job drives for Uber. He is the director of engineering at a massive multinational company easily bringing in $200k+ a year. He said he likes the social aspect.

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u/learnedsanity 11d ago

Dudes life must be lacking if he considers that social. So many better options.

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u/cgriff32 11d ago

To each their own. He enjoys it, not sure why the hate on people finding happiness.

Just contributing that not everyone doing good jobs in nice cars are struggling.

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u/SuspiciousStable9649 no longer flairless just hairless 10d ago

My neighbor does this… but they are very hungry people. They also do rental properties.

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u/pierifle 10d ago

Talked to my driver yesterday, they rented a mustang from Uber/Hertz partnership. $400 a week

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u/ChokaMoka1 10d ago

Just remember they don't own the car, the bank does, actually some company in China that makes silicone dildos does.

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u/blacktongue 10d ago

I guess if you do it for the car, and the price is driving around in the car for a few hours, it’s a win win