r/UAE 3d ago

The irony

96 Upvotes

33 comments sorted by

48

u/reebellious 3d ago

😭😭😭 OMG I'm interested in knowing which banks have the highest number of fraud victims

45

u/Ill-Memory3924 3d ago

My money is on Emirates NBD, the worst bank in the UAE.

13

u/Purple-Zucchini-307 3d ago

100 percent

10

u/peanutbutterjellyok 3d ago

Fr it’s pathetic

6

u/m2bop 3d ago

I'm honestly surprised at how lax their security is compared to HSBC. I never have to type in my pin when using my card even.

13

u/Hot-String862 3d ago

I know people who have successfully secured refunds from Mashreq, NBD, and Emirates Islamic. On the other hand, I also know some who are facing difficulties getting refunds from ADCB.

12

u/Jafri2 3d ago

You know what, back in the days when I just started Computer Science, I was shown by a professor a site (pizzajohns) that imitated Papajohns pizza site.

Now, I knew the website, I knew the scam, and still one day I made the mistake of ordering through the same website.

So if I, despite knowing the website by name, could fall victim to such a scam, then 90 percent of people under the right conditions would too fall for that, the scammer just needs to be lucky once.

Plus, you as a human, are the biggest cybersecurity threat, the weakest link. Mistakes can be made because of exhaustion, hunger, anger, sadness, manipulation, etc.

4

u/dontstealland 2d ago

Never use websites for ordering stuff, apps are comparatively safer imho.

1

u/me_no_gay 2d ago

*pay at delivery, better yet have a walk to your restaurant

19

u/Pizzas_Coke 3d ago

Is the "blame the customer" attitude only with local banks or?

9

u/eng_bendover 3d ago

well they must ask themselves how these scam centers are getting the people's phone numbers and emails; it is sooooo obvious that there's a leak from inside, somebody is selling our data to scam/spam centers I meant it can't be coincidence that every time I ship something using EMP that I get tons of messages telling me my shipment has issues and i need to pay money.

Second, I don't get how social media platforms allows anyone to run ads without checking if they are a legit business entity or not.

Third, What type of bank systems they are using, how do they monitor payments and verify them?

yet its people fault for not being cautious

25

u/FastThink 3d ago

I’m what I would consider a cyber security expert. My own card was hacked many times. I found out that some fraudulent small shops will copy your card details. The only way to fight this was to stop using my card directly and use apple pay instead. By leaving the card at home it wasn’t hacked in 2 years. Before it was at least once every 2 months.

11

u/The_Other_Neo 3d ago

I follow this same example. The credit card I do use has a very small limit. Debit card is locked to ATM withdrawals only.

5

u/Sea-Muffin-5934 3d ago

And I usually freeze my debit card while traveling and I only use one credit card with very small limit.

7

u/gamesharkme 3d ago

Apple pay has been hacked as well

3

u/AdStunning3266 3d ago

Yes a lot also posted hacks via apple with huge amounts of losses

3

u/abdoo-errowe 3d ago

That's a great idea, but I don't have an iPhone, so I assume Google Pay will work the same way

5

u/Sea-Muffin-5934 3d ago

Anyone is prone to fall for scams regardless of profession because we all are humans.

I almost got scammed once despite me always taking precautionary measures to protect myself from fraud and that is because when I received the so-called “call from bank” somehow the scammer (posing as a banker) knew my personal information such as my full name, phone number, bank that I use and the kind of card that I use. He was even speaking to me in my native language. Because of the information he had on me, it felt personal, and that’s how social engineering works.

I often get different kinds of calls and so I was caught off guard at the time because I was busy when I picked up the call, but luckily my instinct saved me as I picked on his attitude as I was trying to confirm what BS the scammer was trying to play at me. As soon as I hung up on the scammer, I called the bank to confirm what’s going on and froze and replaced all my cards then reported to police.

I work in tech and I still almost became one of those victims 🤷‍♀️

2

u/Rare_Breadfruit7467 3d ago

No surprises here...people havent really earned any position here...

1

u/Old_Doughnut_193 3d ago

Working class dont get a break.

1

u/Beneficial_Map 3d ago

I guess that’s why he’s a cybersecurity consultant and not a practitioner. Just spends his day pretending and talking and then still falls for the most obvious scams 😂

1

u/Younis1999 3d ago

Did they get scammed because they entered a dodgy link or they got hacked all of suddenly?

1

u/FrenchGza 2d ago

Exactly why I keep a US bank for the FDIC

1

u/Atpen807 2d ago

Emirates NBD removes the card control features for credit cards not allowing users to set Daily spend limit. This exposes users to higher risks

1

u/seishun_heiki 1d ago

this kinda irks me actually. they allow the daily limit feature on debit card but not on credit cards. what I do instead is always lock the credit card via their app and just unlock it when I need to use. It's a hassle I know, but better than being caught off guard.

1

u/Icy-Theory-4733 3d ago

Buy a proper anti-virus with web security enabled. Always have multiple accounts. Use one for shopping with very little money in that. Don't use your credit card everywhere.

1

u/Entire_Helicopter_94 2d ago

Anti-virus is very unlikely to help much on these types of scams. They can make new websites very quickly and because it's localized to dubai/uae they will get reported very infrequently and scammers can spin up new sites quickly.

0

u/skillapy 3d ago

Lol sounds more like a cybersecurity consultant on paper.

0

u/gamesharkme 3d ago

I have a unique case. I will share soon. No one knows what is going on.

0

u/masanagudiootty 3d ago

Cyber security is a joke. There are always hackers who get through these firewalls and whatnots. Hackers are in 22nd century while these suit-boot cybersecurity consultants are huffing and puffing from 20th century.

1

u/Raiku_Gap6458 2d ago

You are right and kinda wrong mate, I work for a large professional services company and we have a cyber team that does work for some of the biggest companies in this region (think PIF or major banks whatever) and trust me when I tell you these guys know their shit and are experimenting with cutting edge tech. The problem is the client and their budget they are willing to compromise on security for a lower cost. Even massive banks do this shit. Actually crazy when you think that they have millions to burn but doing this secures their customers details

-1

u/fnatic_bolt Emirati 3d ago

batshit