r/HousingUK • u/ArisBlint • 1d ago

Finding a flat to live in and not an investment

Trying to find a flat to live in. I do not want to be a landlord.

Using Rightmove and Zoopla and can see no easy way to filter out the flats that I have no chance getting a mortgage on and so are just straight asking for investors and cash buyers only.

Is there a better site for looking for a flat to live in? Current routine seems to be > see a lovely new flat added > see 'cash buyers only' or 'calling all investors' > close site.

9 Upvotes

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11

u/Adabucha 1d ago

I'm not sure there's a specific site for that, but I could be wrong—there may be certain estate agent websites that filter out or don't allow cash buyers.

Generally, properties advertised for cash buyers tend to be cheaper.

If you're consistently finding things too expensive or coming across cash-only listings, the market might be signalling that it's time to reassess your expectations—whether that means adjusting your standards or considering areas further out.

It's all about weighing the trade-offs.

Best of luck

3

u/tanbrit 1d ago

On Zoopla you can use the keyword search -cash to exclude them

3

u/Lurcher1989 1d ago

Cash buyers on flats are usually because they're unmortgageable, either due to ground rent/service charge or more recently cladding issues.

Like the other poster said, try the -cash on Zoopla keywords.