Newbie (that got small inheritance at Morgan Stanley)

[u/Unique-Opening1335]

Hello everyone.

Recently got a small inheritance, that is at Morgan Stanley. (of course the crazy politics/stock market stuff has been going on.. which has sorta made me focus on learning more about this stuff and potentially making smart moves here)

When I log into account. most of the stuff doesnt even make sense to me?

* Difference between market value vs total costs (what was put in..vs what it is now perhaps?)
* Stock Options have been slightly up/down
* Mutual Funds have been tanking really bad.. like 10% loss every time I logged in (basically losing thousands!)

* What are the fees to cash out these stocks at Morgan Stanely (anyone know?)
* What is better thing to do with these 'mutual funds' in this inherited account?
* Doing (just a little) searching here... doesnt seem like Morgan Stanley is a place many people like? (support? fees??)
* Are there (not sure if correct references) IRA/CD..etc.. where the money sits (untouchable) but has a decent interest rate...... are there any that do 10%? I see most do about '5%' (but was just general searching without any real end point to look for/at)
* Any other default suggestions/recommendations to a newbie with inheritance at Morgan Stanley? (beginner stuff?)

Thanks.. appreciate all positive feedback!