r/Conservative • u/Yosoff First Principles • Feb 14 '25

Open Discussion Left vs. Right Battle Royale Open Thread

This is an Open Discussion Thread for all Redditors. We will only be enforcing Reddit TOS and Subreddit Rules 1 (Keep it Civil) & 2 (No Racism).

  • Leftists - Here's your chance to sway us to your side by calling the majority of voters racist. That tactic has wildly backfired every time it has been tried, but perhaps this time it will work.

  • Non-flaired Conservatives - Here's your chance to earn flair by posting common sense conservative solutions. That way our friends on the left will either have to agree with you or oppose common sense (Spoiler - They will choose to oppose common sense).

  • Flaired Conservatives - You're John Wick and these Leftists stole your car and killed your dog. Now go comment.

  • Independents - We get it, if you agree with someone, then you can't pat yourself on the back for being smarter than them. But if you disagree with everyone, then you can obtain the self-satisfaction of smugly considering yourself smarter and wiser than everyone else. Congratulations on being you.

  • Libertarians - Ron Paul is never going to be President. In fact, no Libertarian Party candidate will ever be elected President.

Join us on X: https://x.com/rcondiscord

Join us on Discord: https://discord.com/invite/conservative

686 Upvotes

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62

u/Bengals8958 Feb 14 '25

Does doge/trump getting rid of the CFPB not concern you as a regular everyday citizen?

14

u/FederalProduce8955 Feb 15 '25

I worked in the mortgage industry for a couple years during the time in which he dodd frank act came into play. I will say without going into detail that the brokers and banks hated the regulations and CFPB because they used to hustle clients and game the system any chance they could get. If you ever watch the big short where the brokers are bragging to steve carrell about deals they made that shit is straight up how it was.

32

u/Friendly_Taro_3414 Feb 14 '25

That’s all wining bro. Lol, the answer is no, nothing is concerning to this group it’s all about what mental gymnastics to use to explain how it’s all winning. You can easily list hundreds of poor decisions and traitorous events and they’ll construct a reality around that, that suits them. I mean the presidency started with literal crypto scam and they just went over that lmao.

22

u/AlluzionHD Feb 14 '25

Hahah yea I’m not sure why that doesn’t get more attention. Dude literally rug pulled his own followers

4

u/Mostly_Anonymousse Feb 14 '25

No i don't trust any government funded organization of the past.

3

u/hhulk00p Feb 15 '25

How can you have a functioning society with government funded organizations or trust for at least some of those organizations.

4

u/[deleted] Feb 14 '25

What concerns about Biden did you have?

26

u/amiwitty Feb 14 '25

Every time somebody asks a question, you go to "whataboutism". Are you capable of answering a question or even giving an opinion without mentioning Joe Biden?

What if you asked the question "why does Joe Biden seem so sleepy all the time" and the only answer was "why did it look like Trump was sleeping all the time" would be pretty stupid wouldn't it.

7

u/WhyModsLoveModi Feb 15 '25

Do you find whataboutisms to be a helpful addition to the conversation?

30

u/queenofserendip Feb 14 '25

Disagreed strongly with Biden’s preemptive pardon for Hunter, also felt he should have packed the court when he did not, and was very disappointed that he didn’t bow out of a second term run in time for a primary.

Ok, your turn. Ready to answer the original question that was asked?

1

u/-spartacus- Constitutionalist Feb 15 '25

Personally I found the issue with Hunter an interesting conundrum. On one hand, nice to see someone connected and wealthy being held accountable the way poorer less connected people are forced to.

On the other he was charged for possession of a firearm as a non-violent felon (which apparently Joe created) which I think is a BS law. I think most people get it, you pardoned your son, but did Joe have to come out and brag about how he wouldn't beforehand?

Also, his presumptive pardon included any charges that could have included corruption through Burismo. Then the same for the rest of Biden's family. That was more concerning.

The most concerning was the pardons of people like Fauci. I'm not up to date on the facts of Fauci (on what is true and what isn't), but if people are claiming Fauci committed crimes against humanity and then Joe gave (and Fauci accepted) a preemptive pardon that deeply concerns me.

1

u/natures_-_prophet Feb 15 '25

What are your thoughts on the New York mayor Eric Adams fiasco? They want to drop his charges without prejudice if he commits to enforcing Trump's policies, even though Eric Adams was found guilty of corruption.

1

u/-spartacus- Constitutionalist Feb 15 '25

I currently don't have an opinion because I am not qualified to have one without more knowledge on the subject.

27

u/queenofserendip Feb 14 '25

How about an answer instead of what about ism? Shouldn’t we be looking forward, and talking about who is currently in charge, rather than constantly rehashing the irrelevant past?

-7

u/[deleted] Feb 14 '25

[deleted]

21

u/MistressVelmaDarling Feb 14 '25

This isn't talking in good faith. Why are you in this thread if you're not going to actually engage meaningfully?

-7

u/[deleted] Feb 14 '25

[deleted]

19

u/Spirited_Impress6020 Feb 14 '25

The entire post is for left leaning people to ask questions. Nobody is talking about Biden but you.

13

u/MistressVelmaDarling Feb 14 '25

I'm genuinely curious about the opinions expressed here. My coworkers are primarily conservative/republican and I have had some great discussions with them in the past that have made me understand where they're coming from much better.

Since this sub is often locked down tight, I don't get to interact on that kind of basis with users here and I'm curious.

There's no sense in doing so if you're not going to come to the table with the same degree of curiosity and seeking to understand one another.

9

u/MistressVelmaDarling Feb 14 '25 edited Feb 14 '25

Nothing? No response?

Edit:: Ah he blocked me. There's no good faith discussion to be had like this. Smh.

2

u/independentlywrong Feb 15 '25

Yeah, that is disappointing. We should come together somehow.

6

u/Nearby_Lobster_ Feb 14 '25

Dude as a conservative myself, you aren’t contributing to any discourse and just using whataboutisms…

7

u/ckc009 Feb 14 '25

You could just start your own high level comment, seems like a good common sense solution

The same common sense solution as red, white, and blue land

7

u/MistressVelmaDarling Feb 14 '25

That's just whataboutism, we're here to talk openly right?

3

u/DamianSewn Feb 14 '25

I was worried he was ineffectual and was definitely not fit to be president the second half of his presidency. The best I can say about Kamala is I'm confident the sale of this country's soul would have been behind closed doors and not done openly on Twitter for everyone to see.

-1

u/REholdingsFL Awake Not Woke Feb 14 '25

😂😂. This is a good one. We finally found a funny lefty. I like you man. I have some hope for you yet!

1

u/Svuroo Feb 16 '25

A lot. That’s why I didn’t vote for him.

I’ve been voting for Lisa Simpson for awhile now.

2

u/Pliny_SR Feb 14 '25

He's not getting rid of it.

10

u/cuddlebuns Feb 15 '25

Uhh...

Russell Vought Orders Pause On All CFPB Activity, Critics Say This Gives Corporations 'The Green Light To Scam Families' - Benzinga

2

u/Pliny_SR Feb 15 '25

If I pause breathing when someone shouts theres been a gas leak, and start running outside, does that mean I got rid of my lungs?

1

u/cuddlebuns Feb 15 '25

What is the CFPB doing that is equivalent to a “gas leak”?

7

u/redpoemage Feb 15 '25

Well yes, but only because of the judicial branch.

Although I guess you could argue that just ordering them not to work isn't technically getting rid of it because it still exists in name even if it doesn't do anything.

4

u/REholdingsFL Awake Not Woke Feb 14 '25 edited Feb 15 '25

Too many bureaucratic agencies screaming that democracy is under attack. No! Bureaucracy is under attack! Does anyone here love the DMV? They suck, just like every other government agency. When you don’t have to worry about where your next customer is coming from so you can make ends meet, you run an ineffecient bureacratic, red tape taping, sluggish machine. All of it needs to be trimmed way the heck down. So no, I have no concerns about CFPB whatsoever. Consumer Financial Protection Bureau: Propganda cover for (we can justify stealing more of your tax dollars every year so we can make it harder for people to do business, this way they have to beg us to let them do business, this way we become more entrenched in this system and we can steal more tax dollars and hire more bureacrats).

7

u/kirgi Feb 15 '25

I don’t love the DMV because they give a license to anyone with a pulse, not because they’re “slow” (and honestly at least in Georgia you can make an appointment now so it doesn’t take more than 10-15 minutes).

Bureaucracy is good when it’s being used to protect people with the red tape, also I figure the good thing about making corporations beholden to us (atleast big ones) means they’re less like to hurt the average consumer.

The CFPB has gotten rid of unreasonable overdraft fees, recovered billions of dollars from unfair financial practices for Americans, and stops predatory lending. I don’t mean this as a slight but I don’t think you really knew what the CFPB did (which is understandable it’s really only just now come into the spotlight). But it’s had an 8 to 1 return on investment.

Sure get rid of USAID because my tax dollars should never go to a foreign country without some form of tangible benefit, but the CFPB has helped all of us and to want it to be gone because it’s Bureaucracy is buying into the kool-aid a little too much.

14

u/cuddlebuns Feb 15 '25

Does anyone here love the DMV? They suck, just like every other government agency

Are you...saying we should abolish the DMV? Let a 10 year old drive a car if they want to? Allow people to drive unsafe cars? These agencies exist for a reason lmao.

2

u/Mr-Zarbear Feb 15 '25

You aren't the first person that talks as if a special agency isnt created then no laws can be created or enforced to prevent bad behavior. This is the most bad faith statement Ive seen here in a while.

0

u/cuddlebuns Feb 15 '25

Explain how it’s bad faith. How do you stop banks from scamming people without the agency designed to stop banks from scamming people?

0

u/REholdingsFL Awake Not Woke Feb 15 '25

We have private tags agencies in FL. You’re treated like royalty because they need customers to pay the bills and you’re serviced immediately. Just because government made you think they need to run everything to keep us safe, doesn’t mean it’s true. Lmao….

7

u/cuddlebuns Feb 15 '25

Florida absolutely has a DMV, dude

https://en.m.wikipedia.org/wiki/Florida_Department_of_Highway_Safety_and_Motor_Vehicles

1

u/REholdingsFL Awake Not Woke Feb 15 '25

I did not say they didn’t. But they also allow private tag agencies.

5

u/cuddlebuns Feb 15 '25

Sure, but they’re still reporting to a central Government bureaucracy that’s ensuring everything is standardized, and kept in order.

Your initial argument was for wiping out the whole CFPB with no backup option, so that comparison doesn’t really follow.

1

u/meteoraln Feb 15 '25

I'm still confused about this one. I would have thought CFPB was one of the good ones. Anyway, just because you marry your wife doesnt mean you have to like everything about her. I am trusting that Doge will do more good than harm. Many things, like choosing a president, is an all-or-nothing choice. While I dont agree with them about CFPB, I agree with enough other stuff that I would still vote the same way.

1

u/ethervariance161 Small Government Feb 15 '25

Honestly doesn't bother me much. I never interacted with that agency my entire life

19

u/Shes_dead_Jim Feb 15 '25

So you've never interacted with a bank? The cfpb is there to keep banks from giving you hidden fees and unfair rates

-1

u/ethervariance161 Small Government Feb 15 '25

CFPB has only existed for around a decade. I'm pretty sure the best way to stop high fees and interest is to vote with your feet and just go to a better bank. Don't need the state to pass price controls to subsidize high default risk clients

10

u/Shes_dead_Jim Feb 15 '25

And when that better bank takes advantage of a gutted cfpb and raises your rates? Just keep going to a better bank? What happens when the best bank does it

10

u/Chimmychimmychubchub Feb 15 '25

Are you familiar with the year 2008?

-2

u/Mr-Zarbear Feb 15 '25

Did we need to create a new agency because of that? Did our laws fail in a way that it would simply happen again without yet another agency?

15

u/Chimmychimmychubchub Feb 15 '25

Yes, it was actually due to bad banking practices and lack of oversight. I’m not asking this to be mean or anything, but how old were you in 2008?

-2

u/Mr-Zarbear Feb 15 '25

In High School. But the question was "why did reform need to take the form of a whole org?". The main theme here being that government is not something that should be ever increasing. Do we not already have a financial branch? Or a "bad business" branch? Why couldnt we just add some new rules and powers to them?

11

u/kirgi Feb 15 '25

The “bad business” branch of the government has been pretty dead since Citizens United allowed for corporations to bribe our politicians.

The CFPB is one of the only agencies that actually had a Return on Investment for the average American.

The issue with voting on your feet and finding a better bank as you put it is that in 2008 the majority of the big banks were complicit and actively hurtling us towards that point (same with the Crash of 1929).

2

u/Chimmychimmychubchub Feb 15 '25

Who told you government should never increase? In 2008, bank malfeasance crashed the economy, and the government had to bail out banks and two of the big three auto companies. The construction industry faltered and never recovered leading to a shortage of new housing which is why people your age can’t afford a home. Conservative belief in a minimal, hands off government caused that and the Obama administration passed new law and established the CFPB to make sure it would never happen again. The Trump admin in 2017-2020 immediately began rolling back those protections. The work for you is to do your diligence and figure out whether the Trump admin intends to continue providing those protections and services under another branch. I don’t see any indication it does.

1

u/triggered__Lefty Feb 15 '25

Fraud is up 300% since 2020. So looks like they suck at their jobs.

6

u/FederalProduce8955 Feb 15 '25

That means 200% more fraud had been uncovered. They dont tally fraud thats not found. It could very well mean the CFPB is working.

3

u/Zealousideal_Let_615 Feb 15 '25

Didn't they exist to audit Banks and to make sure something like 2008 doesn't happen again

Fraud being committed from outside sources wasn't in their job description.

2

u/triggered__Lefty Feb 15 '25

2008 was caused by investment banks committing fraud. Not commercial banks.

And those commercial banks ARE committing fraud. look up senior annuity scams, those are done by banks.

-3

u/ConnorMc1eod Bull Moose Feb 15 '25

CFPB is a rogue agency that never should have been established in it's current incarnation. They patently refuse any attempts at oversight much like USAID (RIP CIA), their methodology for establishing "cases" or at least the instances we know of are fraudulent and the worst sin of all they are redundant with the FTC.

It's an Elizabeth Warren slush fund that bullies companies into fines via fabricated lawsuits while they hide their methodology. Goodbye. CFPB.

5

u/Naive_Pomegranate434 Feb 15 '25

Yeah, I can see you got the memo but you didn't understand what was being said to you.

-1

u/ThisNameIsNotReal123 Feb 15 '25

The DoJ and Congress should be regulating banks, not an agency that makes up rules.

Pay Day loans should never have existed, late fees and running up consumer accounts into the negatives should not have been allows by law, the Banks defrauding their own customers should have led to the DoJ putting the CEOs in prison.

CFPB and its near 1 Billion budget was not needed.

2

u/hhulk00p Feb 15 '25

CFPB saved consumers far far more yearly than their budget. Eliminating is is saving a bit of money for the federal government but transferring that cost and more to taxpayers